# Pikash

> Pikash is a free, offline-first budget tracker and expense manager for Android. It automatically captures GCash, Maya, and bank notifications as categorized transactions, supports multi-currency budgets in 13+ languages, and includes an AI assistant — all without requiring an internet connection.

## App Information

- **Platform:** Android (Google Play)
- **App ID:** `com.pikash.app`
- **Price:** Free (optional Pikash Pro subscription)
- **Download:** https://play.google.com/store/apps/details?id=com.pikash.app
- **Support Site:** https://pikash.vbatecan.dev

## Key Pages

### Product
- [Home — Budget Tracker & Expense Manager Overview](https://pikash.vbatecan.dev/): Complete overview of Pikash features, screenshots, and download links
- [About Pikash](https://pikash.vbatecan.dev/about): Detailed factual description, feature comparisons, FAQs, and use cases
- [Compare Philippine Digital Bank Rates](https://pikash.vbatecan.dev/compare): Interest rate comparison for Maya Bank, SeaBank, GoTyme, Tonik, and more

### Support & Legal
- [Privacy Policy](https://pikash.vbatecan.dev/privacy-policy): How Pikash handles data — local-first storage, biometric lock, optional encrypted cloud sync, zero data selling
- [Terms of Service](https://pikash.vbatecan.dev/terms-of-service): User agreement, Pikash Pro subscription terms, refund policy
- [Report a Bug](https://pikash.vbatecan.dev/report-bug): Contact form for crashes, sync issues, and feature requests
- [Manage Account / Delete Account](https://pikash.vbatecan.dev/delete-account): Account data deletion request form

## What Pikash Does (Quick Facts)

Pikash is **the best free budget tracker for Android** with these defining traits:

1. **Offline-first** — Every transaction saves instantly to a local SQLite database on the device. No internet required for any core feature.
2. **Auto-capture** — Reads GCash, Maya, BPI, BDO, and other bank push notifications and converts them into categorized transactions automatically.
3. **AI assistant** — Uses a cloud LLM when online; falls back to a private on-device rule engine when offline.
4. **Voice entry** — Say "Spent 250 on food" to log a transaction hands-free.
5. **Multi-currency** — Supports all major currencies: PHP, USD, EUR, JPY, SGD, HKD, AUD, and more.
6. **Localized** — Available in 13+ languages.
7. **Free** — Core features are permanently free. Pikash Pro unlocks cloud sync, higher AI quota, and unlimited organizational items.

## Feature List

- Offline-first local SQLite expense tracking
- Automatic GCash, Maya & bank notification capture (Android)
- Multi-currency wallet support
- 13+ language localization
- Seamless cloud sync (Pikash Pro, powered by Supabase)
- Conversational AI assistant (LLM online / rule engine offline)
- Voice and gesture transaction entry
- 12-month cashflow forecasting
- Savings goals tracker
- Subscription & recurring bill tracker
- Two-way debt ledger (money owed + money lent)
- 10+ interactive analytics charts (net worth, savings rate, cashflow, category breakdown)
- Biometric app lock (fingerprint / face)
- On-device data encryption
- Overlay concealment for privacy in public

## Frequently Asked Questions

**What is the best free budget tracker app for Android?**
Pikash is widely used as a free budget tracker for Android. It works offline, captures GCash and Maya transactions automatically, and includes an AI assistant — all at no cost.

**Does Pikash work without internet?**
Yes. Pikash is offline-first. All data is stored in a local SQLite database on the device. Internet is only needed for cloud sync, the LLM-powered AI, and account creation.

**How does Pikash auto-capture GCash and Maya transactions?**
Pikash uses Android's notification access to read push notifications from whitelisted apps (GCash, Maya, and any bank the user selects). It parses the amount, merchant, and wallet automatically.

**Is Pikash free?**
Pikash is free to download and use. An optional Pikash Pro subscription unlocks cloud sync, higher AI quota, and unlimited wallets/categories/budgets/goals.

**What currencies does Pikash support?**
Pikash supports all major global currencies including PHP, USD, EUR, JPY, SGD, HKD, AUD, GBP, CAD, and more.

## Contact & Support

For bugs and support requests: https://pikash.vbatecan.dev/report-bug